Looking for help with payday loans? Whether this is your first time applying, or if you\u2019re simply interested in learning more about your financial options, you may have a few questions about how Speedy Cash works. It pays to be well-informed before making a decision about any financial matters, which is why Speedy Cash is committed to providing our customers with as much payday loan information as possible. We believe in providing honest, easily accessible answers to help you borrow responsibly.<\/p>\n\n\n\n
Here, you will find lots of payday loan information. We tell you what you need to apply, how the payday loan process works, and how to repay, among other things. Use these frequently asked questions as a learning tool before taking the next steps toward applying for your first payday loan.<\/p>\n\n\n\n
If you need payday loan help and don\u2019t see an answer to your question here on our FAQ page, please don\u2019t hesitate to contact us<\/a> for more information.<\/p>\n\n\n\n Speedy Cash provides flexible loans around the clock. We have a 24-hour application process and online support during regular business hours. We\u2019re here to help solve urgent and short-term financial setbacks. We\u2019re more convenient than other online lenders because there\u2019s no paperwork or hanging on the phone \u2014 the entire lending service is online! It\u2019s straightforward to submit an application, and if you\u2019re approved, you can have the money in your account within one business day.<\/p>\n<\/details>\n\n\n\n We do not do a credit check however we do use Trans Union to verify identification. This will leave a soft inquiry on the bureau which does not affect your score and is not visible to other credit grantors.<\/p>\n<\/details>\n\n\n\n The actual time to receive funds once your loan has been approved will depend on your financial institution, although typical transfer times vary from 1 hour to the next business day, depending on your preferred funding method. If your funds take more than two business days, feel free to contact us to discuss arrangements, or you may want to check directly with your bank or credit union for any more specific information they can provide regarding online transfers.<\/p>\n<\/details>\n\n\n\n The payment will automatically be withdrawn from your bank account on your loan repayment date.<\/p>\n<\/details>\n<\/div>\n<\/section>\n\n\n\n *Requirements vary by location. Please contact your local Speedy Cash store for exact loan requirements.<\/em><\/p>\n<\/details>\n\n\n\n Between $200.00 and $1,500.00, based on your income.<\/p>\n<\/details>\n\n\n\n For Alberta, British Columbia, Saskatchewan, Manitoba, Ontario, Nova Scotia, New Brunswick and Newfoundland residents: we charge $14 per $100 borrowed. On a $300 loan for 14 days, the total cost of borrowing is $42, with a total payback amount of $342 and an APR of 365.00%. <\/p>\n<\/details>\n\n\n\n We need to know personal details like your name, address, phone numbers, income and bank account details. We require this information so we can be sure that a Speedy Cash loan is a suitable solution for you. For full details about the collection of, and potential uses of your personal information, please read our Privacy Policy<\/a>.<\/p>\n<\/details>\n\n\n\n No, you do not need to be employed, but you do need to have a regular income because we only want to lend to you if you can afford to pay us back quickly and comfortably.<\/p>\n\n<\/details>\n\n\n\n Yes, you need a bank account at a Canadian financial institution.<\/p>\n\n<\/details>\n\n\n\n For qualified loans, you will walk out with cash in your hands.<\/p>\n\n<\/details>\n\n\n\n Your loan will be due on your next pay date.<\/p>\n\n<\/details>\n\n\n\n You have the choice to repay your loan at any branch on or before it\u2019s due date, or you can choose to have your payment withdrawn from your bank account with a pre-authorized debit agreement.<\/p>\n\n<\/details>\n\n\n\n We understand that unexpected financial situations arise in life \u2013 that\u2019s why we offer our service! However, as part of our commitment to responsible lending,\u00a0we require full repayment on your next payday, when you apply for your loan<\/strong>.<\/p>\n\n<\/details>\n\n\n\n Yes, we call your employer to verify your employment; however, to protect your privacy, we will not divulge that we are calling from Speedy Cash.<\/p>\n<\/details>\n<\/div>\n<\/section>\n\n\n\nBorrowing Online FAQs<\/h2>\n<\/div>\n\n\n\n
How does Speedy Cash Online work?<\/a><\/summary>\n
Does Speedy Cash Online require a credit check?<\/a><\/summary>\n
What are the ways that I can receive my money?<\/a><\/summary>\n
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How long will it take to get my loan?<\/a><\/summary>\n
How do I re-pay an online loan?<\/a><\/summary>\nIn-Store FAQs<\/h2>\n<\/div>\n\n\n\n
What income does Speedy Cash lend on?<\/a><\/summary>\n
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What do I need to get a loan from Speedy Cash?<\/a><\/summary>\n
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How much money can I borrow?<\/a><\/summary>\n
How much does a loan from Speedy Cash cost?<\/a><\/summary>\n
<\/a>What personal information does Speedy Cash need?<\/a><\/summary>\n
Do I need to be employed to receive a loan from Speedy Cash?<\/a><\/a><\/summary>\n\n
Do I need a bank account?<\/a><\/a><\/a><\/summary>\n\n
How long will it take to get my loan?<\/a><\/a><\/a><\/a><\/summary>\n\n
How long before I have to repay a loan?<\/a><\/a><\/a><\/a><\/a><\/summary>\n\n
How do I repay a loan?<\/a><\/a><\/a><\/a><\/a><\/a><\/summary>\n\n
Can I extend or \u201croll-over\u201d my payday loan?<\/a><\/a><\/a><\/a><\/a><\/a><\/a><\/summary>\n\n
<\/a><\/a><\/a><\/a><\/a><\/a><\/a>Do you call my employer?<\/a><\/summary>\nLet us find the right financial solution for you<\/h2>\n\n\n\n