{"id":200,"date":"2022-07-27T05:00:59","date_gmt":"2022-07-27T12:00:59","guid":{"rendered":"https:\/\/www.speedycash.ca\/the-cost-of-pet-ownership\/"},"modified":"2025-08-05T19:06:08","modified_gmt":"2025-08-05T19:06:08","slug":"the-cost-of-pet-ownership","status":"publish","type":"post","link":"https:\/\/www.speedycash.ca\/blog\/the-cost-of-pet-ownership\/","title":{"rendered":"The Cost of Pet Ownership"},"content":{"rendered":"\n<article class=\"wp-block-group alignfull p-post-single has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<header class=\"wp-block-group alignfull p-post-single-hero is-style-theme-subtle-light has-backgrounds-subtle-light-background-color has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"margin-top:var(--wp--preset--spacing--60);padding-top:0;padding-right:0;padding-bottom:0;padding-left:0\">\n<div class=\"wp-block-columns are-vertically-aligned-top l-container is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-top is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:63%\"><div class=\"taxonomy-category wp-block-post-terms\"><a href=\"https:\/\/www.speedycash.ca\/blog\/category\/money-management\/\" rel=\"tag\" class=\"cat-item\"><i class=\"cat-item__color cat-item__color--\" aria-hidden=\"true\"><\/i><span class=\"cat-item__label\">Money Management<\/span><\/a><\/div>\n\n<h1 style=\"margin-top:var(--wp--preset--spacing--40);\" class=\"t-display-large wp-block-post-title\">The Cost of Pet Ownership<\/h1>\n\n<div style=\"text-transform:uppercase; margin-top:var(--wp--preset--spacing--40);\" class=\"t-date wp-block-post-date\"><time datetime=\"2022-07-27T05:00:59+00:00\">July, 2022<\/time><\/div><\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-top is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:37%\"><figure style=\"aspect-ratio:4\/3; margin-top:0;margin-bottom:0;\" class=\"wp-block-post-featured-image\"><img loading=\"lazy\" decoding=\"async\" width=\"873\" height=\"459\" src=\"https:\/\/www.speedycash.ca\/wp-content\/uploads\/sites\/2\/2024\/10\/The_Cost_of_Pet_Ownership.png?w=873\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Understanding the cost of pet ownership with helpful tips from Speedy Cash in Canada.\" style=\"width:100%;height:100%;object-fit:cover;\" srcset=\"https:\/\/www.speedycash.ca\/wp-content\/uploads\/sites\/2\/2024\/10\/The_Cost_of_Pet_Ownership.png 873w, https:\/\/www.speedycash.ca\/wp-content\/uploads\/sites\/2\/2024\/10\/The_Cost_of_Pet_Ownership.png?resize=300,158 300w, https:\/\/www.speedycash.ca\/wp-content\/uploads\/sites\/2\/2024\/10\/The_Cost_of_Pet_Ownership.png?resize=768,404 768w\" sizes=\"auto, (max-width: 873px) 100vw, 873px\" \/><\/figure><\/div>\n<\/div>\n<\/header>\n\n\n\n<div class=\"wp-block-group p-post-single-body l-container has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-top:var(--wp--preset--spacing--60)\">\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide l-container\" style=\"margin-top:0;margin-bottom:var(--wp--preset--spacing--60)\"\/>\n\n\n\n<p>For pet owners, few things beat the \u201cwelcome home\u201d from a beloved pet. These best friends, constant companions, and emotional supports bring joy and comfort. They are more than just pets they are family, and these treasured friends come with their own set of expenses. Owning a pet can add up fast. Pet-related expenses require careful budgeting to keep cash flow on track.<\/p>\n\n\n\n<p>Understanding the real costs associated with owning a pet can help save money. It may be expensive, but we all know it\u2019s worth that wagging tail.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Budgeting For Pet Expenses<\/h2>\n\n\n\n<p>No matter how low maintenance your pet is, you\u2019re bound to spend money keeping your pet safe, happy, and healthy.&nbsp; Here are a few notable numbers to keep in mind if you\u2019re considering a pet of your own.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Canadian households spend an average of $4,000 per year on their dog and an average of $2,500 per year on their cat, <a href=\"https:\/\/www.dogster.com\/statistics\/pet-spending-statistics-canada\">according to Dogster.com<\/a>. From basic daily needs like feed and water to the more occasional vet visit or other pet-related purchases, Canadians spend a significant amount caring for their pets.<\/li>\n\n\n\n<li>Dog owners spend about <a href=\"https:\/\/www.moneysense.ca\/spend\/budgeting-for-a-pet\/\">$3,242 annually <\/a>on their dogs\u2019 basic care. Similarly, cat owners spend about $2,083 on basic expenses like food, preventative care, accessories, and other expenses. This is a sizable amount of money, especially considering the lifespan of a cat or dog.<\/li>\n\n\n\n<li>An <a href=\"https:\/\/pawp.com\/how-much-does-the-vet-cost-vet-price-guide\/\">annual <\/a>vet exam can cost anywhere from $240-$600, while an emergency visit runs anywhere from $100 for a consultation and up to $2,500 or more for surgery. Pets get sick unexpectedly and some even require specialized medical care for chronic health conditions. Routine preventative care, including vaccinations and dental cleanings, doesn\u2019t come cheap. An unplanned trip to the animal ER can derail any budget.<\/li>\n<\/ul>\n\n\n\n<p>Owning a pet is as much financial responsibility as it is a personal preference. Before you choose to adopt a pet, examine your budget carefully to evaluate where you stand financially.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Can I Afford A Pet?<\/h3>\n\n\n\n<p>The first step in deciding whether or not you can afford a pet is by examining your current budget. How much wiggle room is there? Do you have extra cash every month that can go toward properly caring for a pet?<\/p>\n\n\n\n<p>For the majority of Canadians who are <a href=\"https:\/\/www.investmentexecutive.com\/news\/research-and-markets\/majority-of-canadians-living-paycheque-to-paycheque-survey-2\/#:~:text=The%20index%2C%20which%20examines%20how,enough%20for%20their%20daily%20needs\">living paycheque to paycheque<\/a>, the answer is probably no. However, by carefully managing budgets, any family can make room in their home (and their budget) for a pet.<\/p>\n\n\n\n<p>Before you start budgeting for a new pet, ask yourself these few questions:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>What can I cut from my current budget? Maybe you don\u2019t need that infrequently used streaming service or you can cut back on dining out. Eliminating small items from your budget can quickly fill up Rover\u2019s piggy bank.<\/li>\n\n\n\n<li>What type of pet can I afford? Purebred dogs come with hefty price tags. Why not adopt from a local shelter? Adopting a pet is much more affordable and sometimes free. You may only pay the fee for neutering or spaying your new friend. Size matters too. Smaller pets are more budget-friendly. Small breeds, cats, birds, and fish requires less food and are easier to house. The average monthly cost of owning a <a href=\"https:\/\/www.thesprucepets.com\/how-much-does-a-pet-rabbit-cost-to-care-for-1239286#:~:text=Bedding%2C%20food%2C%20treats%2C%20and,and%20some%20treats%20and%20toys\">pet rabbit is about $40<\/a>, with the average monthly cost of owning a <a href=\"https:\/\/www.thrillist.com\/news\/nation\/how-much-does-a-dog-cost-pet-ownership\">dog is closer to $153<\/a>.<\/li>\n\n\n\n<li>Can I afford a pet for the entirety of its life? Remember, a pet is a lifetime commitment and investment sometimes spanning upwards of 15 years or more. Make sure your budgeting reflects your pet as a priority; your pet fund needs to be a fixed, long-term budget item.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-easy-ways-to-save-on-pet-expenses\">Easy Ways To Save On Pet Expenses<\/h3>\n\n\n\n<p>Your new best bud is finally home, and your pet\u2019s budget is all set. You\u2019re on the right track, but there\u2019s still more you can do to save.<\/p>\n\n\n\n<p>The golden rule for pet owners to remember is that an ounce of prevention is worth a pound of cure. Preventative treatments for heartworm, fleas, and ticks can save more in the long run. Often inexpensive and available over the counter they will guard against much more than just heartworm, fleas, and ticks.<\/p>\n\n\n\n<p>Better daily care leads to better long-term health. So, while that protein-packed pet food may seem like the more expensive option now it provides better nutrition and helps your pet stay healthier, a healthy pet is an affordable pet! Internet resources like <a href=\"https:\/\/www.joinhoney.com\/\">Honey<\/a> can help you find coupon codes and other ways to save on pet food.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Dealing With Unexpected Expenses<\/h2>\n\n\n\n<p>No matter how great of a pet parent you are, unexpected expenses are bound to pop up. In an emergency vet situation where your furry friend\u2019s life is on the line, you don\u2019t want to worry about how you\u2019re going to afford your pet\u2019s care.<\/p>\n\n\n\n<p>That\u2019s why Speedy Cash is here \u2013 we\u2019re a fast and convenient way to get the money you need. You can <a href=\"https:\/\/www.speedycash.ca\/borrow-now?utm_source=Blog+Post&amp;utm_medium=Blog&amp;utm_campaign=Pet+Ownership&amp;utm_term=PetOwnership&amp;utm_content=PetBlogPost\">apply online<\/a> or call to have a representative help you through the loan process, and you can get your money within 30 minutes of approval.<\/p>\n\n\n\n<p>Don\u2019t let a vet bill stand between your peace of mind and your pet\u2019s life. Apply for a payday loan with Speedy Cash today!<\/p>\n<\/div>\n\n\n\n<footer class=\"wp-block-group p-post-single-footer has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--50);padding-bottom:var(--wp--preset--spacing--80)\"><\/footer>\n<\/article>\n\n\n\n<section class=\"wp-block-group alignfull p-post-single-related is-style-theme-light-muted has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--60);padding-bottom:var(--wp--preset--spacing--60)\">\n<div class=\"wp-block-columns l-container p-post-single-related__header is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<h2 class=\"wp-block-heading\" id=\"h-explore-related-posts\" style=\"margin-top:0\">Explore Related 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These best friends, constant companions, and emotional supports bring joy and comfort. They are more than just pets they are family, and these treasured friends come with their own set of expenses. Owning a pet can add up fast. Pet-related expenses require [&hellip;]<\/p>\n","protected":false},"author":18,"featured_media":1148,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[10],"tags":[],"class_list":["post-200","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-money-management"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.1 (Yoast SEO v27.1.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>The Cost of Pet Ownership - Speedy Cash<\/title>\n<meta name=\"description\" content=\"Thinking about getting a pet? Learn the real costs of pet ownership, from food to vet bills, so you can budget wisely before bringing home a furry friend.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.speedycash.ca\/blog\/the-cost-of-pet-ownership\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The Cost of Pet Ownership\" \/>\n<meta property=\"og:description\" content=\"Thinking about getting a pet? 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