{"id":244,"date":"2019-12-06T10:51:13","date_gmt":"2019-12-06T18:51:13","guid":{"rendered":"https:\/\/www.speedycash.ca\/merrychristmasonabudget\/"},"modified":"2025-08-05T19:22:23","modified_gmt":"2025-08-05T19:22:23","slug":"merrychristmasonabudget","status":"publish","type":"post","link":"https:\/\/www.speedycash.ca\/blog\/merrychristmasonabudget\/","title":{"rendered":"Enjoying Christmas on a Budget"},"content":{"rendered":"\n<article class=\"wp-block-group alignfull p-post-single has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<header class=\"wp-block-group alignfull p-post-single-hero is-style-theme-subtle-light has-backgrounds-subtle-light-background-color has-background is-layout-flow wp-block-group-is-layout-flow\" style=\"margin-top:var(--wp--preset--spacing--60);padding-top:0;padding-right:0;padding-bottom:0;padding-left:0\">\n<div class=\"wp-block-columns are-vertically-aligned-top l-container is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-top is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:63%\"><div class=\"taxonomy-category wp-block-post-terms\"><a href=\"https:\/\/www.speedycash.ca\/blog\/category\/budgeting\/\" rel=\"tag\" class=\"cat-item\"><i class=\"cat-item__color cat-item__color--\" aria-hidden=\"true\"><\/i><span class=\"cat-item__label\">Budgeting<\/span><\/a><\/div>\n\n<h1 style=\"margin-top:var(--wp--preset--spacing--40);\" class=\"t-display-large wp-block-post-title\">Enjoying Christmas on a Budget<\/h1>\n\n<div style=\"text-transform:uppercase; margin-top:var(--wp--preset--spacing--40);\" class=\"t-date wp-block-post-date\"><time datetime=\"2019-12-06T10:51:13+00:00\">December, 2019<\/time><\/div><\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-top is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:37%\"><figure style=\"aspect-ratio:4\/3; margin-top:0;margin-bottom:0;\" class=\"wp-block-post-featured-image\"><img loading=\"lazy\" decoding=\"async\" width=\"883\" height=\"457\" src=\"https:\/\/www.speedycash.ca\/wp-content\/uploads\/sites\/2\/2024\/10\/Enjoying_Christmas_On_a_Budget.png?w=883\" class=\"attachment-post-thumbnail size-post-thumbnail wp-post-image\" alt=\"Enjoying Christmas on a budget with festive financial planning from Speedy Cash.\" style=\"width:100%;height:100%;object-fit:cover;\" srcset=\"https:\/\/www.speedycash.ca\/wp-content\/uploads\/sites\/2\/2024\/10\/Enjoying_Christmas_On_a_Budget.png 883w, https:\/\/www.speedycash.ca\/wp-content\/uploads\/sites\/2\/2024\/10\/Enjoying_Christmas_On_a_Budget.png?resize=300,155 300w, https:\/\/www.speedycash.ca\/wp-content\/uploads\/sites\/2\/2024\/10\/Enjoying_Christmas_On_a_Budget.png?resize=768,397 768w\" sizes=\"auto, (max-width: 883px) 100vw, 883px\" \/><\/figure><\/div>\n<\/div>\n<\/header>\n\n\n\n<div class=\"wp-block-group p-post-single-body l-container has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-top:var(--wp--preset--spacing--60)\">\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide l-container\" style=\"margin-top:0;margin-bottom:var(--wp--preset--spacing--60)\"\/>\n\n\n\n<p><span data-contrast=\"none\">The year of 2019 is&nbsp;<\/span><span data-contrast=\"none\">coming to a close<\/span><span data-contrast=\"none\">, and that&nbsp;<\/span><span data-contrast=\"none\">of course&nbsp;<\/span><span data-contrast=\"none\">means the holiday season is upon us! For many, this time of year is exciting and full of hot cocoa and goodies, while for others it can be a little stressful hosting family, buying holiday food, and of course, being responsible to stock the tree with Christmas gifts. Holiday gift giving can sometimes be <\/span><span data-contrast=\"none\">tough<\/span><span data-contrast=\"none\">&nbsp;when you are on a budget;<\/span><span data-contrast=\"none\">&nbsp;however,<\/span><span data-contrast=\"none\">&nbsp;there are a lot of ways to have a merry Christmas on a budge<\/span><span data-contrast=\"none\">t!&nbsp;<\/span><span data-contrast=\"none\">Speedy Cash is here to happily provide some insight on just how to do that!&nbsp;<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:276}\">&nbsp;<\/span><\/p>\n\n\n\n<p>Let\u2019s dive into a few ways that offer a stress-free, money-conscious Christmas in 2019:&nbsp;<\/p>\n\n\n\n<p><strong>Create a Budget&nbsp;<\/strong><\/p>\n\n\n\n<p><span data-contrast=\"none\">It can be easy to overspend! Unless you budget a specific dollar amount, loosing track of gifts and spending happens more often than we realize.&nbsp; To ensure this doesn\u2019t happen, pre-determine how much you can afford, or would like to spend, during the month of December on gifts, decorations and extra holiday food. It also helps to overestimate the price on each item; this way when tax and other potential hidden charges are included, you\u2019re not caught off guard when you see your final bill.&nbsp;<\/span><\/p>\n\n\n\n<p><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">&nbsp;<\/span><strong>Find Extra Savings&nbsp;<\/strong><\/p>\n\n\n\n<p><span data-contrast=\"none\">Consider taking a few extra moments to find more savings:&nbsp;<\/span><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><span data-contrast=\"none\">Look for discount codes in your local paper, in flyers, and when online shopping.&nbsp;<\/span><\/li>\n\n\n\n<li><span data-contrast=\"none\">Many online sites and apps offer coupons or discount codes when buying online. For example, \u2018Honey\u2019, is an app you can download to your phone and it will generate coupons for you at checkout to ensure you get the best deal on your purchase. There is even a website called \u2018<\/span><span data-contrast=\"none\">Ebates<\/span><span data-contrast=\"none\">\u2019, where you can receive cash back on most of your purchases!<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">&nbsp;<\/span><\/li>\n\n\n\n<li><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559685&quot;:1080,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">&nbsp;<\/span><span data-contrast=\"none\">Sign up for a store\u2019s email list<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">&nbsp;to get the latest deals when they are happening. In fact, a<\/span><span data-contrast=\"none\">&nbsp;lot of stores offer extra discounts when you sign up in their system with an email. Typically, you can get an additional 10-20% off your purchase when you sign up as a new subscriber. You can even create new email addresses to get multiple discounts!&nbsp;<\/span><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">&nbsp;<\/span><\/li>\n\n\n\n<li><span data-contrast=\"none\">Use a cash back credit card to earn some value on your spending.&nbsp;<\/span><\/li>\n<\/ul>\n\n\n\n<p><strong>Inexpensive, or Free Gift Ideas&nbsp;<\/strong><\/p>\n\n\n\n<p><span data-contrast=\"none\">We touched on this topic in a previous Facebook post but, if you can\u2019t afford to give a physical gift for Christmas, try offering someone your time. <em>\u201cYour presence is the best present\u201d.<\/em> If you have a special skill such as woodworking, landscape, DIY\u2019s or anything of the sorts, hone in on your skills. The financial value will be much greater than anything you would have found at the local mall, and it could be extra special for the person receiving your gift. The best part? It typically doesn\u2019t cost you much except a bit of your time.&nbsp;<\/span><\/p>\n\n\n\n<p><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">&nbsp;<\/span><strong>Gift Alternatives&nbsp;<\/strong><\/p>\n\n\n\n<p><span data-contrast=\"none\">Sometimes, an experience can be worth more than any wrapped-up gift under a tree. Instead of spending money on presents, why not consider taking your loved ones to a dinner at your favorite restaurant, an evening spent bowling, or at the zoo! The memories you take away from sharing an experience can sometimes result in a better gift than any material item you can give them. Another alternative to gift giving is using the \u201cSecret Santa\u201d exchange.&nbsp; Instead of buying a gift for each person, put everyone\u2019s name into a hat and draw. Then, as a group you can all agree on a dollar amount to spend. This way, you\u2019re only buying a present for one person rather than everyone.&nbsp;<\/span><\/p>\n\n\n\n<p><span data-ccp-props=\"{&quot;134233279&quot;:true,&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">&nbsp;<\/span><strong>Talk to your Family and Friends&nbsp;<\/strong><\/p>\n\n\n\n<p><span data-contrast=\"none\">If you are on a tight budget, talk to your family and friends about your concerns with the holidays and the stress of gift giving.&nbsp;<\/span><span data-contrast=\"none\">Often<\/span><span data-contrast=\"none\">,<\/span><span data-contrast=\"none\">&nbsp;if<\/span><span data-contrast=\"none\">&nbsp;you feel like you are required to buy presents for your loved ones<\/span><span data-contrast=\"none\">&nbsp;when you just don\u2019t have the money to do so, it can end up being frustrating. Talk to your loved ones and let them know about your situation. Chances are you are much more worried about giving than they are about receiving.&nbsp;<\/span><\/p>\n\n\n\n<p><span data-contrast=\"none\">All in all, Christmas is meant to be a joyous time of year spent with your loved ones. Don\u2019t let the fear of giving prevent you from enjoying the holidays in full!&nbsp; The gift of your time is always best of all!&nbsp;<\/span><\/p>\n\n\n\n<p>Merry Christmas from Speedy Cash!<\/p>\n<\/div>\n\n\n\n<footer class=\"wp-block-group p-post-single-footer has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--50);padding-bottom:var(--wp--preset--spacing--80)\">\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide\" style=\"margin-top:0;margin-bottom:var(--wp--preset--spacing--50)\"\/>\n\n\n\n<div class=\"wp-block-group p-explore-by-topic is-layout-flex wp-block-group-is-layout-flex\">\n<p class=\"is-style-body-small\" style=\"margin-top:0\"><strong>Related Topics:<\/strong><\/p>\n\n\n<\/div>\n<\/footer>\n<\/article>\n\n\n\n<section class=\"wp-block-group alignfull p-post-single-related is-style-theme-light-muted has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--60);padding-bottom:var(--wp--preset--spacing--60)\">\n<div class=\"wp-block-columns l-container p-post-single-related__header is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<h2 class=\"wp-block-heading\" id=\"h-explore-related-posts\" style=\"margin-top:0\">Explore Related Posts<\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<div class=\"wp-block-buttons is-content-justification-right is-layout-flex wp-container-core-buttons-is-layout-d7d8c720 wp-block-buttons-is-layout-flex\" style=\"margin-top:0\">\n<div class=\"wp-block-button is-style-tertiary\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.speedycash.ca\/blog\/\">Visit Our 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size-post-thumbnail wp-post-image\" alt=\"Canadian checking CRA My Account on laptop while reviewing tax documents and budget spreadsheet during tax season\" style=\"width:100%;height:100%;object-fit:cover;\" srcset=\"https:\/\/www.speedycash.ca\/wp-content\/uploads\/sites\/2\/2026\/03\/shutterstock_2579692209.jpg 6554w, https:\/\/www.speedycash.ca\/wp-content\/uploads\/sites\/2\/2026\/03\/shutterstock_2579692209.jpg?resize=300,158 300w, https:\/\/www.speedycash.ca\/wp-content\/uploads\/sites\/2\/2026\/03\/shutterstock_2579692209.jpg?resize=768,405 768w, https:\/\/www.speedycash.ca\/wp-content\/uploads\/sites\/2\/2026\/03\/shutterstock_2579692209.jpg?resize=1024,540 1024w, https:\/\/www.speedycash.ca\/wp-content\/uploads\/sites\/2\/2026\/03\/shutterstock_2579692209.jpg?resize=1536,810 1536w, https:\/\/www.speedycash.ca\/wp-content\/uploads\/sites\/2\/2026\/03\/shutterstock_2579692209.jpg?resize=2048,1080 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n<div class=\"wp-block-group p-post-popular__content is-layout-flow wp-block-group-is-layout-flow\"><div style=\"margin-top:0\" class=\"taxonomy-category wp-block-post-terms\"><a href=\"https:\/\/www.speedycash.ca\/blog\/category\/budgeting\/\" rel=\"tag\" class=\"cat-item\"><i class=\"cat-item__color cat-item__color--\" aria-hidden=\"true\"><\/i><span class=\"cat-item__label\">Budgeting<\/span><\/a><\/div>\n\n<h2 style=\"margin-top:var(--wp--preset--spacing--20);\" class=\"t-display-x-small wp-block-post-title\">Tax Time Cash Flow: How to Budget Until Your CRA Refund Arrives<\/h2><\/div>\n<\/div>\n\n\n<a class=\"a-link-cover wp-block-read-more\" href=\"https:\/\/www.speedycash.ca\/blog\/how-to-budget-until-your-cra-refund-arrives\/\" target=\"_self\">Read more<span class=\"screen-reader-text\">: Tax Time Cash Flow: How to Budget Until Your CRA Refund Arrives<\/span><\/a><\/article>\n\n<\/li><\/ul>\n\n<\/div>\n<\/div>\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>The year of 2019 is\u00a0coming to a close, and that\u00a0of course\u00a0means the holiday season is upon us! For many, this time of year is exciting and full of hot cocoa and goodies, while for others it can be a little stressful hosting family, buying holiday food, and of course, being responsible to stock the tree [&hellip;]<\/p>\n","protected":false},"author":18,"featured_media":1109,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[8],"tags":[],"class_list":["post-244","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-budgeting"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.1 (Yoast SEO v27.1.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Enjoying Christmas on a Budget - Speedy Cash<\/title>\n<meta name=\"description\" content=\"Celebrate Christmas on a budget with affordable gift ideas, holiday savings tips, and ways to enjoy the season without overspending.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.speedycash.ca\/blog\/merrychristmasonabudget\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Enjoying Christmas on a Budget\" \/>\n<meta property=\"og:description\" content=\"Celebrate Christmas on a budget with affordable gift ideas, holiday savings tips, and ways to enjoy the season without overspending.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.speedycash.ca\/blog\/merrychristmasonabudget\/\" \/>\n<meta property=\"og:site_name\" content=\"Speedy Cash\" \/>\n<meta property=\"article:published_time\" content=\"2019-12-06T18:51:13+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-08-05T19:22:23+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.speedycash.ca\/wp-content\/uploads\/sites\/2\/2024\/10\/Enjoying_Christmas_On_a_Budget.png\" \/>\n\t<meta property=\"og:image:width\" content=\"883\" \/>\n\t<meta property=\"og:image:height\" content=\"457\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Douglas N\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Douglas N\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.speedycash.ca\/blog\/merrychristmasonabudget\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.speedycash.ca\/blog\/merrychristmasonabudget\/\"},\"author\":{\"name\":\"Douglas N\",\"@id\":\"https:\/\/www.speedycash.ca\/#\/schema\/person\/7d94b820a9d2f269b733df414b747a2b\"},\"headline\":\"Enjoying Christmas on a Budget\",\"datePublished\":\"2019-12-06T18:51:13+00:00\",\"dateModified\":\"2025-08-05T19:22:23+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.speedycash.ca\/blog\/merrychristmasonabudget\/\"},\"wordCount\":796,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.speedycash.ca\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.speedycash.ca\/blog\/merrychristmasonabudget\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.speedycash.ca\/wp-content\/uploads\/sites\/2\/2024\/10\/Enjoying_Christmas_On_a_Budget.png\",\"articleSection\":[\"Budgeting\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.speedycash.ca\/blog\/merrychristmasonabudget\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.speedycash.ca\/blog\/merrychristmasonabudget\/\",\"url\":\"https:\/\/www.speedycash.ca\/blog\/merrychristmasonabudget\/\",\"name\":\"Enjoying Christmas on a Budget - 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