Payday Loans up to $1,500 – Same Day Approval

Visit one of our stores or borrow online now to get the cash you need.

1.1M+

Funded Loans

10,000+

Monthly Customers

25+

Years in the Market

20+

Locations


Online Payday Loans – A Fast & Easy Alternative

In today’s fast-paced world, online loans have emerged as a convenient alternative to traditional payday loans, offering numerous advantages that make them a smarter choice for your financial needs. With Speedy Cash, you can experience a hassle-free and reliable way to secure the financial support you require.

Prefer in-person service? We have 20 store locations across Canada! Find one near you and visit us today!

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4.5

11,000 reviews

Our Services

Tackle Financial Challenges with Our Solutions

Always Ready for you

Fast and Easy Loans When You Need Them Most

Trusted Financial Solutions for Life’s Unexpected Challenges

Life is full of unexpected twists and turns. Sometimes, financial challenges can happen when you least expect them. That’s why Speedy Cash is here to provide a helping hand with our range of financial solutions, including loans for people with less than perfect credit and short-term loans to fit the needs of our customers.

When you’re facing a financial hurdle, we believe that getting the support you need should be as fast and easy as possible. Our commitment is to offer you a hassle-free and efficient lending experience so you can address your immediate needs.

Whether you’re dealing with unexpected bills, a medical emergency, or any other urgent financial situation, Speedy Cash is your trusted partner for quick, accessible, and easy loan options. Our goal is to empower you to navigate life’s challenges, knowing you have a reliable source for fast and easy loans in Canada. Visit one of our stores or borrow online now to get the cash you need!


Our Benefits

The Speedy Cash Difference

Convenience & Accessibility

Online loans are available 24/7, providing the convenience of applying for a loan anytime, anywhere with an internet connection. Say goodbye to the constraints of traditional banking hours and in-person visits.

Fast Application, Approval & Funding

Applying for an online loan is a breeze. Once approved, funds can be deposited directly into your bank account, allowing you to utilize them promptly. With funding via EMT you can fund in 30 minutes!

Multiple Store Locations

In addition to our online services, Speedy Cash is proud to offer 20 store locations located across Canada, from British Columbia to Nova Scotia. We look forward to seeing you in store!

Transparent Terms & Conditions

Online loans come with clear and transparent terms and conditions. Before accepting the loan, you can review all loan details, including interest rates, repayment schedules, and any applicable fees.

Security & Privacy

Reputable online lenders prioritize the security and privacy of your personal and financial information. Robust encryption and data protection measures are in place to safeguard your data.

No Need for Collateral

Most online loans are unsecured, meaning you don’t need to provide collateral to secure the loan. This reduces the risk associated with borrowing and protects your assets.

Apply For a Payday Loan 24/7

With online loans you can apply any time of the day. You can complete the entire process from the comfort of your home, saving you time and travel expenses.

Excellent Customer Support

Speedy Cash offers dedicated customer support to assist you throughout the loan process. If you have questions or need assistance, help is just a phone call or message away.

Ready for Cash?

Get Started with Your Online Payday Loan

1 Reliable and Efficient Solutions

At Speedy Cash, we understand that life can bring unexpected financial challenges. That’s why we’re committed to offering reliable and efficient solutions to help you meet your immediate needs.

2 Transparency and Flexibility

Our focus on transparency, flexibility, and responsible lending ensures you have a clear understanding of your options, making us a trusted choice for Canadians seeking financial support.

3 Convenient Online Payday Loans

Experience the ease of securing a payday loan online with Speedy Cash’s quick approvals and funding within 30 minutes.

What you need to know

These answers will help you make a decision.

What is a Payday Loan?

A payday loan, often called a cash advance or payday advance, is a short-term financial product designed to help individuals bridge temporary financial gaps. These loans are typically for small amounts and are meant to be repaid on the borrower’s next payday, which is why they are called “payday” loans. They often cover unexpected expenses like medical bills, car repairs, or other emergencies. Payday loans are unsecured, meaning they do not require collateral and are accessible to borrowers with various credit profiles.

How can I get a loan from Speedy Cash?

Getting a loan from Speedy Cash is a straightforward process. You can start by visiting our website, completing the online application, and providing the necessary documentation. Once approved, the funds will be deposited into your bank account, and you can manage your loan through our online portal. You can also visit us at one of our locations across Canada.

Can I have multiple loans with Speedy Cash at the same time?

Speedy Cash does not allow a customer to have more than one loan at a time.

How long does it take to get a loan from Speedy Cash?

 We offer same day approvals, often within minutes.  We also offer funding to your account via EMT within 30 minutes.  If you get a loan in store you can get cash in hand. 

What do I need to apply for a loan with Speedy Cash?

To apply for a loan with Speedy Cash, you must provide proof of income, a valid government-issued ID, a checking account, and other documentation as required. Specific requirements may vary by loan type and location.

How can I get a loan from Speedy Cash?

Getting a loan from Speedy Cash is a straightforward process. You can start by visiting our website, completing the online application, and providing the necessary documentation. Once approved, the funds will be deposited into your bank account, and you can manage your loan through our online portal.

Customer Notice

Alberta, Ontario, British Columbia (license# 59868), and New Brunswick residents: The maximum charges permitted for a Payday Loan is 15% of the principal. We charge $15 per $100 borrowed. On a $300 loan for 14 days, the total cost of borrowing is $45, with a total payback amount of $345 and an APR of 391.07%. Nova Scotia: Payday loans are high-cost loans. Example: $300 for 14 days; Principal amount: $300; Total cost of borrowing: $45; Total to repay: $300 PLUS $45 = $345′ Annual percentage rate – APR 391.07%. Saskatchewan and Manitoba residents: The maximum allowable cost of borrowing under payday loan agreements is $17 per $100 borrowed. We charge $17 per each $100 borrowed. On a $300 loan for 14 days, the total cost of borrowing is $51, with a total payback amount of $351 and an APR of 443.21 %. Payday Loans are a High-Cost Loan. Newfoundland/Labrador residents: The maximum total cost of borrowing permitted in NFLD for a payday loan is $14 per $100 lent. We charge $14 per $100 lent.