Borrow Money Online & Get Fast Loans in Canada Today
We’re committed to great customer service, fast approval times, and a great online loan experience. Get the cash you need today.
Speedy Cash
Borrow Up To $1,500 Instantly with Our No Credit Check Loans!
Customize your online loan. Select a province to get started!
Online Loan InfoRMATION
Borrow Up To $1,500 with Our Online Loans in Canada!
Are you looking for a reliable online loan provider in Canada? Speedy Cash can help!
- Borrowing online from Speedy Cash is a quick and efficient way to get the funds you need! Residents in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario, New Brunswick, Nova Scotia, and Newfoundland & Labrador can apply for a payday loan online with our fast, five-step process. There are a variety of funding options to choose from, and once approved, you can receive your funds within 30 minutes! No waiting on the phone – there is no faster, safer way of obtaining a secure payday loan.
- Are you looking for more cash loan options in Canada? We no longer offer installment loans in Canada but you can apply for one of our payday loans in Alberta, British Columbia, Manitoba, New Brunswick, Newfoundland & Labrador, Nova Scotia, Ontario, or Saskatchewan today.
Payday Loans
We offer various payday loans across Canada, including:
No Credit Checks Required!
Life happens, and sometimes your credit score doesn’t tell the whole story. An unexpected expense can derail your budget, but a temporary setback shouldn’t stop you from getting back on track financially. At Speedy Cash, we believe in second chances! That’s why we don’t require a credit check when you borrow money from us.
Unlike traditional lenders who rely heavily on credit scores, we focus on your ability to repay the loan based on your current income and financial situation. This means you can still get the financial help you need, even with less-than-perfect credit.
How to Borrow Money Online with Speedy Cash
Our loan application process is quick and convenient, taking just a few minutes to complete. Plus, you can get approved in 30 minutes! At Speedy Cash, we prioritize your convenience; that’s why we make it easy to apply for a cash loan in Canada 24/7.
Skip the long lines and complicated paperwork! Our online loan application is fast, easy, and secure, so you can return to what matters most with peace of mind. Give Speedy Cash a try today!
What Do I Need When I Borrow Money from Speedy Cash?
Don’t have access to a smartphone or computer? No need to worry! We still offer quick, efficient in-store payday loans at all locations.
We have an easy five-step process that can be done online or in person. All you need to provide is the following documentation:
- Two pieces of government-issued ID (One must include your photo)
- Blank personal cheque and/or pre-authorized debit form
- 60-day bank statement from date of application
- Proof of address
- Most recent pay stub
Note: Loan requirements may vary by store location. Please contact your nearest branch to confirm what you will need.
When you qualify for our cash loan, you can expect to have your cash in hand that day or directly into your bank account via e-transfer. With Speedy Cash, you don’t need to wait for your paycheck to arrive or deal with a complicated application process!
What Are the Interest Rates and Fees for Speedy Cash Online Loans in Canada?
The interest rates and fees for Speedy Cash instant loans in Canada depend on where you live and how much you borrow. For example, in British Columbia, Ontario, and Alberta, you’ll pay $15 for every $100 you borrow, due on your next payday. In Nova Scotia, Manitoba, and Saskatchewan, the fee is $17 per $100, while in Newfoundland and Labrador, it’s a bit lower at $14 per $100 borrowed. To stay on top of your loan, it’s a good idea to plan ahead so you can repay the full amount on your next payday. Only borrow what you really need and take the time to go over the loan terms. Set a reminder a few days before your repayment date to avoid missed payments and late fees.
Do I Need a Bank Account to Apply for Payday Loans?
Yes, you do need a bank account at a Canadian financial institution to apply for a loan with Speedy Cash. This is because the loan funds are typically deposited directly into your account via e-transfer or direct deposit, making the process faster and more convenient. Plus, having a bank account allows you to set up automatic payments for your loan, ensuring timely repayment without the hassle of manual processing.
How Quickly Can I Receive My Loans Online?
Speedy Cash is known for providing quick loans, making it a convenient option for those facing unexpected expenses. If you’re in urgent need of funds, choosing an e-transfer is your best option, as it can deliver the money to your account in as little as 30 minutes upon loan approval. Double-check that your bank supports e-transfers and that your contact details, like your email or phone number, are accurate. Make sure your bank account is set up to automatically receive e-transfers to avoid delays. If you’re considering direct deposit, keep in mind that while it’s reliable, it may take longer depending on the bank’s processing times. To speed things up, try applying during regular business hours, as some banks process transfers faster during this time.
Can I Apply for Online Payday Loans If I’m Not Employed?
Yes, you can still apply for payday loans with Speedy Cash if you have other income sources. Speedy Cash accepts various types of income, including Employment Insurance (EI), Canada Pension Plan (CPP), private pensions, and Child Tax Benefits, as long as they’re paid via direct deposit. This means you can still qualify for a loan even without a traditional job.
To apply for online loans in Canada, you’ll just need to show proof of your income, like recent bank statements or documents showing your income sources.
How Do I Make Payments on My Speedy Online Payday Loans?
Speedy Cash offers several convenient payment options to make repaying your loans in Canada easy. You can set up automatic payments via pre-authorized debit from your bank account, ensuring your payments are made on time and helping you avoid late fees. If you bank with RBC, BMO, TD, or CIBC, you can set up ‘Speedy Cash’ as a payee in your bill payment section for direct payments. Another option is to make a payment via Email Money Transfer (EMT). Once you’ve made a payment through EMT or bill pay, notify Speedy Cash to ensure the payment is processed correctly and on time.
Are My Personal Details Safe When Applying for Loans Online?
Yes, your personal details are safe with Speedy Cash. Our company uses advanced encryption technology to protect your sensitive information during the loan application process. We also have strict privacy policies in place, so your personal and financial details are only used for processing your loan and aren’t shared with third parties without your consent. To further protect your information, make sure to use strong, unique passwords for your accounts and monitor your bank and loan accounts regularly for any unusual activity. Be cautious of any unexpected emails asking for personal information and verify their legitimacy by contacting Speedy Cash directly.
Do I Need Collateral to Get Online Loans From Speedy Cash?
No, you don’t need collateral to get loans online with Speedy Cash. These are unsecured loans, so you don’t have to put up any personal belongings, like your car or home, as security. This takes away the stress of risking valuable possessions if something unexpected happens and you can’t make a payment. It’s especially helpful for people who don’t have major assets or would rather avoid putting their property on the line when borrowing. Since payday loans are unsecured, the approval process is often faster and more accessible to those with different financial backgrounds.
Can I Extend or “Roll Over” My Payday Loans?
Speedy Cash doesn’t offer extensions or “rollovers” on payday loans. We aim to promote responsible borrowing, which means the loan needs to be paid back according to your loan terms. This helps you avoid falling into a cycle of debt with extra fees from continually extending the loan. However, if you’re having trouble making the payment on time, reach out to us right away. We might be able to work with you on a solution. The sooner you get in touch, the easier it’ll be to avoid late fees and keep your account in good standing.
How Can I Contact Speedy Cash Customer Support if I Have Questions?
Speedy Cash offers fast and convenient customer support to assist with any questions you might have about your loan, application, or repayment process. You can call, send an email, or use live chat, and our friendly team will be ready to help. Speedy Cash understands that dealing with finances can be stressful, so we make it easy to get quick answers. Whether you apply online or in-store, our goal is to make the process as smooth as possible.
More Than Online Loans – Helping Communities
Not only do we provide financial solutions to people in need, but we also work hard to be active members of our community by donating our time to organizations that need our support. Our mission is to empower our customers and community with the tools and financial support they need to live a fulfilling and secure life.
Choose Speedy Cash When You Need an Online Loan!
No long wait times or credit score anxieties! Our quick and easy online application process takes just minutes to complete, and you’ll get an instant decision. Get the cash you need today with Speedy Cash; no credit check is required!
We are known for our friendly customer service, convenience, and integrity when delivering solutions to our customers online and in person.
Our in-store service is available Monday to Saturday at all locations – please contact your nearest location to confirm business hours.
