SPEEDY CASH

Instant Debit Card Funding

How to Get Instant Debit Card Funding with a Payday Loan

When an unexpected expense pops up, you don’t have time to wait days for your loan funds to be available. That’s why Speedy Cash offers Instant Debit Card Funding, the fastest way to receive cash from a loan deposited directly to your bank account via your debit card.

Customers can get their cash from a Speedy Cash payday loan using our instant debit card funding option. Instant Debit Card Funding puts the cash from your loan on a debit card within minutes of approval.

What is Instant Debit Card Funding at Speedy Cash?

With Speedy Cash, getting your loan on your debit card is quick and easy. Customers can choose instant debit card funding whether they applied for a loan online.

  1. Apply Online – Fill out our secure online application in minutes. No paperwork or faxing required.
  2. Get An Instant Decision – We’ll review your details and provide a decision on your loan application instantly.
  3. Receive Funds Instantly – Once approved, funds are deposited instantly onto your debit card – no waiting for bank processing times.
  4. Use Your Cash Right Away – Whether you need to pay bills, cover unexpected costs, or make a purchase, your funds are immediately available.

Why Choose to Get Quick Cash from a Payday Loan with Instant Debit Card Funding?

We’re all about quick access to cash in Canada. Our Instant Debit Card Funding service is a great option for borrowers who need money right away without the usual delays.

  • Fast & Easy – Instant debit card funding typically gets you your cash within 30 minutes or less. No waiting for bank transfer processing.
  • No Interac e-Transfer Hassle – Unlike other lenders that may require you to manually accept an Interac e-Transfer, Speedy Cash deposits funds directly to your debit card.
  • Online Loan Application Available Anytime – Need cash at night or on weekends? Our online loan application is available 24/7.
  • No Perfect Credit Needed – Do you have less than perfect credit? No problem. We consider your income, not your credit score.

Get your cash fast today – Apply online

Who Can Apply for Instant Debit Card Funding?

Our Instant Debit Card Funding service is designed for Canadians who need quick cash from a payday loan. You may qualify if you:

  • Are at least 18 years old (19 in certain provinces)
  • Have an active bank debit card
  • Earn a regular income (employment income, CPP or Private Pension, Child Tax Benefit, etc.)
  • Meet our minimum income requirements

Even if you have less than perfect credit, you may still be eligible! We focus on your ability to repay rather than your credit history.

Common Reasons to Choose Instant Debit Card Funding

Life happens fast, and financial emergencies can’t wait. Instant Debit Card Funding is perfect for:

  • Unexpected Bills – Cover utility, phone, or medical bills before they’re overdue.
  • Car Repairs – Get back on the road without waiting for payday.
  • Emergency Expenses – Handle urgent situations like home repairs or travel costs.
  • Groceries & Essentials – When you need cash before payday for food and household items.
  • Debt Payments – Avoid late fees on credit cards or loans by making on-time payments.

How to Get Started with Speedy Cash Instant Debit Card Funding

1. Apply Online

Visit our secure online application to create your account and apply for a loan online.

2. Get an Instant Decision

We’ll review your details and provide a decision on your application instantly!

3. Receive Your Funds Instantly

Once approved, your cash is deposited directly onto your debit card – available for you to use immediately.

4. Repay on Your Next Payday

Repay your loan as agreed, and enjoy peace of mind knowing that Speedy Cash has you covered when you need fast cash.


FAQs About Instant Debit Card Funding

How fast can I receive my funds?

If approved, your loan funds are available instantly on your debit card – no waiting required.

Do I need a specific bank or debit card?

Most major Canadian banks’ debit cards are eligible for Instant Debit Card Funding. If you have a standard debit card tied to a Canadian bank account, you should qualify. *Currently not supporting MasterCards

Is this service available 24/7?

Yes! Unlike traditional bank transfers that operate during business hours, Speedy Cash’s online loan application is available 24/7.

Our team processes loan applications during standard business hours on normal weekdays. You can get your cash added to your debit card as soon as everything is confirmed.

What if I have less than perfect credit?

You can still apply! We assess your ability to repay the loan based on your income and banking history, not your credit score.

How is this different from Interac e-Transfer loans?

Customers are able to get their funds instantly through EMT if they are already set up for automatic deposit.

With Instant Debit Card Funding, your money is automatically deposited onto your debit card without any extra steps. Speedy Cash does offer e-transfer payday loans too.

What are the fees?

Fees are transparent and regulated based on provincial laws. The exact cost will be clearly displayed on your contract.

Apply Now for Instant Debit Card Funding

If you need cash fast, Speedy Cash has you covered!

Apply online today and receive your funds instantly on your debit card – no waiting, no hassle. Get the financial flexibility you need in minutes!