Limit one coupon per customer per loan. Coupon does not apply to multi-pay loan products (payday loans with two or three equal repayments). You must present this coupon at origination (in-store or online) or with your payment (in-store only) for the discount to apply. Certain other restrictions apply. See store for details. BC license 59868. Nova Scotia Customers: Payday Loans are High Cost Loans. Nova Scotia Example: $100 Loan for 14 days; Principal amount: $100; Total cost of borrowing: $17; Total to repay: $100 PLUS $17 = $117.