Speedy Cash
Get Quick Cash From A Speedy Cash Payday Loan
A Payday Loan is a short-term cash loan repaid with your next paycheck. Thanks to the convenience of the internet, Speedy Cash now offers Canadian Online Payday Loans – and you can get your funds e-transferred to you the same day! The great thing about Online Payday Loans is that they can provide fast cash when you’re in a pinch, whether for everyday expenses or unexpected emergencies.
Borrow Up to $1,500 with Our Online Payday Loans in Canada
As anyone can tell you, life is rarely predictable. Unexpected expenses can arise from situations such as car or computer malfunctions, household emergencies, or any unforeseen events. These unexpected events can catch you off guard and lead to unplanned financial burdens. So, when the unpredictable becomes the unaffordable, it helps to know that Speedy Cash can provide you with fast, easy access to Payday Loans to help you out when payday is too far away.
We provide Payday Loans in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario, New Brunswick, Nova Scotia and Newfoundland & Labrador. Once you are approved, you can borrow up to $1,500, depending on your financial circumstances.
Payday Loans
We offer various payday loans across Canada, including:
How Do Payday Loans Work?
Need cash before payday? Our payday loans have you covered—quick and easy!
A payday loan is a short-term loan designed to provide fast access to cash when you need it most. Whether you have an unexpected bill or need extra funds before your next paycheque, Speedy Cash offers a quick and simple payday loan solution.
A payday loan allows you to borrow money upfront and repay it when you receive your next paycheque. Here’s how it works:
- Borrow up to $1,500 based on your income
- Repayment is typically due on your next payday
- No collateral is required, making it an accessible option for many Canadians.
No Credit Checks for Online Payday Loans!
So, what sets Speedy Cash apart? Unlike traditional lenders, we don’t require a credit check! Even with bad credit, you may still get approved for our online Payday Loans.
At Speedy Cash, we understand that life can be unpredictable, and everyone may face financial difficulties at one point. That’s why we don’t solely rely on your credit history when reviewing your application. Instead, we prioritize your current situation and ability to repay the loan within your next payday.
Where Can You Get a Payday Loan with Speedy Cash?
Speedy Cash offers online and in-store at physical locations in:
For added convenience, residents of Manitoba, New Brunswick, Newfoundland & Labrador, and Ontario can apply for a payday loan online.
Fees & Terms
The maximum fee allowed for a payday loan is 14% of the principal amount borrowed. At Speedy Cash, this equates to a charge of $14 for every $100 borrowed. For example, on a $300 loan with a 14-day term, the cost of borrowing totals $42. The total repayment amount would be $342, resulting in an annual percentage rate (APR) of 365.00%.
How to Apply for a Payday Loan Guide
Applying for a Speedy Cash payday loan is fast and easy, whether in-store or online. Follow these simple steps to get your loan approved:
Step 1: Start Your Application
- In-Store: Visit one of our locations in Alberta, British Columbia, Nova Scotia, or Saskatchewan to apply with the help of a team member.
- Online: If you live in Alberta, British Columbia, Manitoba, New Brunswick, Newfoundland & Labrador, Nova Scotia, Ontario, or Saskatchewan, complete your application on our secure website 24/7.
Step 2: Provide Basic Information
To qualify, you must:
- Be at least 18 years old (19 in some provinces)
- Have a steady source of income
- Have an active bank account
- Provide a valid government-issued ID
Step 3: Get Approved
Once your application is reviewed, you’ll receive a fast decision. If approved, your payday loan will be:
- Deposited directly into your bank account via EMT (for online loans)
- Paid out in cash or via e-transfer (for in-store loans)
Step 4: Repay Your Loan
Your loan repayment is due on your next payday, except in Alberta where we offer a multi-pay repayment plan. Payments are automatically withdrawn from your bank account, making repayment simple and hassle-free.
FAQs: Have Questions About Payday Loans?
If you’re unsure whether a payday loan is right for you, we have answers! Find details about:
- Loan amounts
- Loan repayment terms
- Application eligibility
Visit our FAQ page to read answers to common payday loan questions.
Customer Testimonials: Why Canadians Trust Speedy Cash
Super quick and convenient, I would highly recommend.
★★★★★
I applied for a loan and was approved within two hours. Super quick and convenient, I would highly recommend. The staff member on the phone was very friendly as well.
It's a great place to get the money you need, when you need it!
★★★★★
The people are always nice and patient and really try and help you out when you need a quick loan. I have been with this loan place for a number of years now and I have to say it’s a great place to get the money you need, when you need it!
Educational Resources: Smart Money Tips & Financial Advice
At Speedy Cash, we believe in helping Canadians manage their finances wisely. Check out our blog posts that can give you helpful information on budgeting, financial tips, loans, and money management strategies.
Why Choose Speedy Cash for Canadian Online Payday Loans?
At Speedy Cash, we are dedicated to providing the best short-term loan service in Canada for over 20 years. Our commitment lies in offering exceptional customer service and convenience and maintaining integrity. With our range of services, including Payday Loans, and Online Lending, our mission is to empower customers with the financial access they require to lead a stress-free and fulfilling life.
We offer financial solutions to those in need and actively contribute to our community by donating our time and money to support organizations. We strive to present information in an easily understandable way for most people, and our tone is informative and helpful.
Get a Payday Loan Today — Quick and Fast Approval!
Experience the convenience and speed of Canadian online Payday Loans with Speedy Cash. Life can throw unexpected expenses your way, but we have the solution to get you the cash you need quickly. Our streamlined approval process means no more waiting for your paycheck or dealing with complicated applications.
Take control of your financial future today with Speedy Cash. Trust us to deliver on our promise of quick approval for online Payday Loans in Canada!